Titan Review 2022 | Brokerage Services & Investing Fees Unpacked

Company DetailsPortfolio ManagementHedged InvestmentsMarketsTitan CashFees & ChargesMobile App ReviewPayment MethodsDepositsWithdrawalsAccount TypesRegulation & LicensingSecurity & SafetyAdditional FeaturesBenefits Of TitanDrawbacks Of TitanPromotions & OffersCustomer ServiceTitan VerdictAccepted CountriesCompare TitanTitan Comparison TableCompare Trading InstrumentsTitan vs Other BrokersFAQWhat Are Titan’s Investing Fees?Do Titan Brokers Trade For You?Is Titan Trustworthy?Is Titan A Brokerage Account?Can I E-Trade With Titan?

Titan is a modern investing app bringing active stock management to everyday retail investors at competitive rates. Based in the US, the SEC-regulated online broker offers comprehensive portfolio management through a sleek mobile platform. In this review, we explore what Titan has to offer, unpacking its fee structure, account options, licensing details, and more.

Company Details

Titan was founded a decade ago by a trio of experienced financial professionals. It was set up with the aim of making managed investments available to all, not just the ultra-wealthy.

On a mission to modernize investment management, they have streamlined the trading process, offering low fees and a $100 minimum deposit. Over 345,000 users have signed up for a live account while the firm’s trading app has more than 4,500 5-star ratings.

Titan is a US-headquartered investment firm regulated by the SEC. Brokerage solutions are provided by Titan Global Technologies LLC and Apex Clearing Corporation, both of which are registered as broker-dealers and members of FINRA and SIPC.

Portfolio Management

Titan takes an active approach to portfolio management, adopting one of four strategies:

Flagship – an award-winning approach, this fund invests in large US growth companies with valuations of at least $10 billion. After analyzing the pool of stocks for the best risk-adjusted returns, the top 15-25 are selected. Positions are equal-weighted meaning that you will own around the same percentage of each stock. The Titan team will actively manage the portfolio, updating positions and hedges as permitted by the market.
Opportunities – a system that invests in small and medium-sized US companies that can compound capital in excess of the Russell 2000 index over the long term. This strategy is focused on identifying smaller US companies with potential opportunity as a result of market dislocations or key events. Opportunities also tend to leverage more one-off/unique market dislocations, which occur more frequently in the small-cap space.
Offshore – an international strategy focussed on companies across developing and emerging markets. The team aim to identify the most promising 15-25 positions that can outperform the MSCI World ex USA Index.
Crypto – the Titan group finds companies that offer the most durable crypto assets. Using advanced technical analysis to monitor trends and working to separate the digital assets with longevity from the latest fads. The size of crypto positions is based on the team’s conviction levels.

Hedged Investments

The Titan team builds a portfolio to offset risk when the market falls. To do so, the company uses an Inverse ETF. This costs investors a fee but the ETF makes up a small percentage of the value of the portfolio as a whole.

Investors can personalize the percentage of the portfolio that is hedged with levels ranging from conservative (more hedging) to high risk (less hedging).

The level is determined by asking users questions to gauge their risk tolerance. For example, an aggressive portfolio might have 5% of its total value hedged whereas a conservative portfolio could have up to 20%.

Markets

Titan offers investment opportunities across a number of assets and markets:

Stocks – choose between the Flagship, Opportunities or Offshore strategies and invest in US and global stocks
Cryptocurrency – invest in major digital assets like Bitcoin (BTC) and Ethereum (ETH)
Credit – choose between Carlyle Tactical Private Credit Fund and Apollo Diversified Credit Fund
Venture Capital – the ARK venture aims to find companies that are leading in cross-sector innovations such as AI, DNA sequencing, robotics, energy storage, and blockchain
Real Estate – the Apollo Diversified Real Estate Fund offers a mix of big, established private real estate funds and public real estate securities

Titan Cash

The cash account allows users to earn up to 2.0% APY.

To make a deposit, visit Titan Cash > Deposit Funds and follow the prompts.

To make a withdrawal from Titan Cash, head to the Account tab > Transfers and then select Titan Cash as your withdrawal destination.

Fees & Charges

A live account can be opened from as little as $100.

Management fees start at $5 per month for accounts with less than $10,000. This increases to 1% for account balances of $10,000 or more.

Titan does not charge trading fees or deposit and withdrawal fees. With that said, foreign wire transfers will incur a charge. Uncommon requests such as paper statements will also carry a fee.

The fee structure is calculated per client, not per account, so if you have multiple accounts, fees will be charged on net deposits across your various profiles.

To view paid fees, visit Account > Documents> Tax + Account Statements.

Mobile App Review

Titan operates a user-friendly mobile app which can be downloaded free of charge from the Apple App Store or Google Play.

The application offers full 360 management with regular updates and features. Users can check the status of their portfolio, make deposits or withdrawals and adjust risk tolerance levels.

When we used Titan, we found the app interface intuitive and simple to use. Tools are easy to locate and beginner-friendly. The mobile application ultimately offers flexible, on-the-go access, making it great for fitting in around modern lifestyles.

App reviews are generally positive and it is not hard to see why.

Payment Methods

Titan supports transfers made from a linked bank account. An account can be linked manually via account and routing number. Alternatively, clients can link an account using the firm’s authentication partner, Plaid. Wire transfers are also supported.

The platform does not support crypto transfers, however, this is something the broker is looking to integrate in the future.

Deposits

To deposit funds into your live account, visit Account > Transfers > Make a Transfer. Alternatively, tap the + button in the navigation bar. Select the account, input the total sum, and click Next. You will have the option to customize the investment if desired.

You can track the status of the transfer in Account > Transfer > Transaction History.

The broker supports automatic deposits which will be credited within 2-3 hours. To set up, visit Account > Transfer > Automatic Deposits.

Withdrawals

To make a withdrawal, visit Account > Transfers > Make a Withdrawal.

For security reasons, withdrawals are capped at $50,000 per day. It is possible to withdraw more than that but it will be deposited at a rate of $50,000 per day until the total sum is fulfilled.

Withdrawals are usually processed within 2-4 working days.

Account Types

Our experts found that Titan offers a handful of account options including individual taxable accounts, traditional IRA, Roth IRA and Rollover IRA accounts.

Whilst the typical retirement account options are covered, clients looking for a joint account or custodial, LLC or other account solutions, will need to go elsewhere.

To apply for a Titan account, you must be 18+, have a valid social security number, and be a legal US citizen, green card holder, or valid visa holder.

Regulation & Licensing

Titan Global Capital Management USA LLC is a registered investment advisor operating in accordance with the Securities and Exchange Commission (SEC).

Titan Global Technologies LLC and Apex Clearing Corporation, which provide the brand’s brokerage services, are also members of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation, which insures client capital up to $500,000.

Security & Safety

Titan employs electronic safety measures including 256-bit encryption and secure sockets layer (SSL).

Client assets are held separately with Apex Clearing corp, a leading custodian in the financial technology industry.

While using Titan, our team felt confident in the security protocols in place.

Additional Features

Alongside its investment management services, the broker also shares industry news and insights through a suite of resources hosted in the Learn tab on its website. Over 950 hours of market research are conducted each month.

Clients can access articles, newsletters and videos on key investment topics as well as the latest financial events.

Benefits Of Titan

Advantages of investing through the Titan app include:

SEC-regulated
Instant deposits
Detailed user reports
Positive financial results
$100 account minimum
Crypto investing available
Open an account in 3 minutes
Sophisticated portfolio management
Low-cost active investment management

Drawbacks Of Titan

Downsides to trading with Titan include:

No demo profile
Services only available to US citizens
Customer support is not available via phone
Limited additional services beyond investment management

Promotions & Offers

Titan offers new and existing clients the opportunity to refer two friends and get up to 50% off their Titan platform fee.

Fee offsets are only applied to platform rates. Each friend referred earns you a 25% offset.

Customer Service

As a first point of call, we would recommend visiting the Help Centre where an extensive FAQ section can be found, offering guidance on a range of topics from setting up your account to crypto investments and account management.

Customers can also get in touch with the support team via email at support@titan.com. Alternatively, there is a live chat feature which can be accessed through the broker’s website.

For in-app support, there is an instant messaging feature which can be accessed by clicking on Account > Support.

For the latest updates, the brokerage is active across social media with profiles on Instagram, Twitter, LinkedIn and YouTube.

Titan’s head office is located at 508 LaGuardia Place NY, 10012.

There is currently no customer support offered via a telephone number.

Titan Verdict

Titan offers active investment management for the everyday retail trader. With fees of just 1% for account balances of $10,000+, they are one of the most competitive solutions in the market today. Our experts found that the account options were pretty standard but the low charges, sleek mobile platform and intuitive portfolio management outweighed the limitations.

For US citizens seeking a modern, accessible approach to investment management, Titan is worth considering.

Accepted Countries

Titan only accepts traders from United States.

Compare Titan

Compare Titan with similar brokers that accept traders from your location. Among available brokers these are the most similar to Titan:

Zacks Trade – Zacks Trade is a US based brokerage, built for the active trader. Trade stocks, ETFs, bonds, mutual funds and more on a proprietary trading platform.

Moomoo – Moomoo is an app-based stock broker that offers trading in US, Hong Kong and Chinese shares. Clients can get started with a sign-up bonus and $0 minimum deposit.

Firstrade – Firstrade is a US-headquartered discount broker-dealer. With welcome bonuses, powerful tools and apps, plus commission-free trading, Firstrade Securities is a popular online brokerage.

eToro – eToro is a multi-asset platform which offers both investing in stocks and cryptoassets. Cryptoasset investing is highly volatile and unregulated in the UK and some EU countries. No consumer protection. Tax on profits may apply.79% of retail CFD accounts lose money.

Titan Comparison Table

Compare Titan With Similar Brokers

Titan
Zacks Trade
Moomoo
Firstrade
eToro

Rating

Markets

Demo Account

Minimum Deposit

Minimum Trade

Regulators

Bonus

Education

Platforms

Leverage

Payment Methods

Detailed Comparison

Visit

Review

3 3.8 4 4.1
Stocks, Crypto Stocks, Crypto Stocks Stocks, Crypto Forex, Stocks, Commodities, Crypto
No Yes Yes No Yes
$100 $2500 $0 $0 $50
$100 $3 No minimum $1 $10
SEC FINRA SEC, FINRA, MAS SEC, FINRA FCA, CySEC, ASIC, FSA
No No No Yes Yes
2 3 2 3 14
Titan vs Zacks Trade Titan vs Moomoo Titan vs Firstrade Titan vs eToro
Titan
Review
Zacks Trade
Review
Moomoo
Review
Firstrade
Review
eToro
Review

Compare Trading Instruments

Compare Titan Trading Instruments

Titan
Zacks Trade
Moomoo
Firstrade
eToro

CFD

Forex

Stocks

Commodities

Oil

Gold

Copper

Silver

Corn

Crypto

Futures

Options

ETFs

Bonds

Warrants

Spreadbetting

Volatility Index

No No No No Yes
No No No No Yes
Yes Yes Yes Yes Yes
No No No No Yes
No No No No Yes
No No No No Yes
No No No No Yes
No No No No Yes
No No No No Yes
Yes Yes No Yes Yes
No No Yes No No
No Yes Yes Yes No
Yes Yes Yes Yes Yes
No Yes No Yes No
No No No No No
No No No No No
No No No No Yes

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FAQ

What Are Titan’s Investing Fees?

Titan operates a dual tier fee structure. For account balances below $10,000, a $5 monthly fee applies. For balances equal to or greater than $10,000, fees are charged at 1%.

Do Titan Brokers Trade For You?

Titan offers active investment management. The team invest capital on behalf of the account holder. With that said, users retain various controls over their funds, including setting their risk tolerance and financial objectives.

Is Titan Trustworthy?

When using Titan’s services, we did not have any concerns regarding the legitimacy of the brand. The broker is well established and licensed by the US SEC. Over 345,000 live accounts have been opened while the firm’s app has thousands of 5-star ratings.

Is Titan A Brokerage Account?

Titan is an online broker-dealer offering 21st century portfolio management. Clients can choose between a handful of investing accounts and four strategies. Users can access various asset classes and popular financial markets, including stocks and cryptos.

Can I E-Trade With Titan?

Titan will invest funds on behalf of the account holder. Clients do not actively trade themselves. The approach is similar to other automated commercial brokers but there will be differences in the specifics of the service provided so familiarize yourself with the fine print before committing funds. Head to our 2022 review of Titan for more details.

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